Terms of Service

01. Subject and Acceptance of Terms

Welcome to Ordinary Porch. These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you") and Ordinary Porch ("we", "us", "our"). By accessing or using our website, which provides analytical content on lifestyle inflation and consumption mechanics, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree to these Terms, you must immediately cease all use of our services. Your continued use of the site signifies your acceptance of any revisions we may make to these Terms in the future.

02. Description of Services

03. User Conduct and Prohibitions

Users are granted a limited, non-exclusive, non-transferable license to access the content. However, the following actions are strictly prohibited:

04. Intellectual Property Rights

All content on Ordinary Porch, including but not limited to text, graphics, logos, images, and software, is the property of Ordinary Porch and is protected by United Kingdom and international copyright, trademark, and other intellectual property laws.

"Ordinary Porch" and our stylized logos are trademarks of the company. You may not use these marks without our prior written permission. All other trademarks not owned by us that appear on this site are the property of their respective owners.

05. Disclaimer of Warranties

06. Limitation of Liability

To the maximum extent permitted by applicable law (including the UK Data Protection Act 2018 and Consumer Rights Act 2015), Ordinary Porch shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the service;
• Any conduct or content of any third party on the service;
• Any content obtained from the service;
• Unauthorized access, use, or alteration of your transmissions or content.

07. Applicable Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales.

In accordance with the UK GDPR and the Data Protection Act 2018, any disputes relating to these terms will be subject to the exclusive jurisdiction of the courts in London, United Kingdom. If you are a consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident.

08. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.